:: As investment managers, we

• provide investment management services to individuals, families, corporations and other businesses, foundations, endowments, trusts and retirement plans; and
  
  
• manage equity, fixed-income, and balanced portfolios consistent with the objectives of each portfolio and with sensitivity to the tax consequences of our decisions.

:: In serving as trustees, we

• assume fiduciary responsibility for the full range of personal, charitable, insurance, special needs and other types of revocable and irrevocable trusts;
  
  
• work comprehensively and at any level of technical complexity required with our individual and business clients and their lawyers, accountants, insurance professionals and other advisors to devise estate and gift planning, charitable, and insurance strategies that meet their objectives; and
  
  
• offer years of experience in administering trusts, along with a tradition of excellence in managing investments and advising clients, which allow us to bring special perspectives to the trust process.

:: For trusts, we

• provide a full range of services, including safekeeping of assets, collection of income, distributions to beneficiaries, trust accounting, review of investments, and fiduciary income tax preparation;
  
  
• go to great lengths to ensure an exceptional level of interaction with, and responsiveness to, the client;
  
  
• recognize that a well-drafted trust instrument, while clearly specifying provisions of the trust, also provides both opportunity and responsibility for exercise of informed judgment by the trustee; and
  
  
• have the technical expertise to guide clients in dealing with non-routine or exceptional circumstances or objectives.

In providing both investment management and fiduciary services, we work in a client-focused, energetic and responsive manner with the client's other professional advisers. We have learned that close collaboration often will reveal opportunities to benefit the client that will have gone both unidentified and unexploited without such joint effort. A large charitable gift, for example, may provide a concurrent opportunity to diversify a portfolio by selling a portion of a concentrated security holding that has a low cost basis.