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Retirement Services :: Retirement Plan Services


Acadia Trust is a full service provider of investment, administrative and recordkeeping services for qualified retirement plans such as Profit Sharing, Money Purchase, Defined Benefit and 401(k) plans. Additionally, we will serve as Trustee or Custodian of your retirement plan assets.

:: Plan Design and Consulting

Acadia Trust will work with you to design and implement a retirement plan program that will achieve your specific objectives. We will monitor the plan to ensure that it meets your needs as your business goals change. We will prepare the necessary plan documents, summary plan descriptions, and loan and hardship policies. In accordance with IRS regulations, we will file your Plan with the IRS for approval.

:: Plan Administration Services

Acadia Trust’s Employee Benefits Division offers complete plan administrative services including participant recordkeeping on a daily, quarterly or annual basis; loan and distribution processing; preparation of 1099R forms and annual 5500 series forms; and summary annual reports and nondiscrimination testing.

:: Plan Communication

Acadia Trust conducts employee meetings to educate plan participants on investment options, asset allocation strategies and enrollment procedures. We regularly meet on-site with your participants to answer questions on plan provisions and provide updates on investment options and market conditions. Plan participants also receive quarterly statements and can monitor or change their investment choices through 24-hour Internet service or toll-free voice response access.

:: Investment Options

Acadia Trust offers clients the ability to select from a wide variety of no-load mutual funds from several different fund families. We continually monitor the funds for investment performance, potential changes in fund management, consistency in stated investment goals, guidelines and internal policies. Acadia Trust will also provide portfolio management services for those plans sponsors who prefer to have plan assets invested in individual stocks and bonds.

 

 












 

 

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